20-20 Falls is the second of five beautiful waterfalls along Stekoa Creek. It lies in the privately-owned upper Stekoa Creek gorge, just north of the Rabun County High School and several miles upstream from Taylor Shoals Falls. As the name suggests, the waterfall is comprised of two picturesque stairstepping drops, each one about 20 feet high. The waterfall was named by whitewater kayakers and is not open to public foot traffic, being on private property.

To learn about more waterfalls in the Clayton area, see chapter 10 in Mark Ozboyd's "Waterfalls of Georgia" guidebook.