20-foot Lower Tatum Gulf Falls is the third waterfall in Tatum Gulf, cascading into a beautiful blue-green pool about 0.2 mile below Middle Tatum Gulf Falls. Unfortunately, the entirety of Tatum Gulf is located on private property. People sometimes report hiking into the gorge using an overgrown pathway from New Home Loop, past a private gate west of a large culvert over Tatum Gulf Creek. Should you explore it, please respect the property and leave it better than you found it. 

To learn about more waterfalls in northwest Georgia, see chapter 1 in Mark Ozboyd's "Waterfalls of Georgia" guidebook.